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There are basically two types of loans available, secured and unsecured loans. Secured loans are mainly for homeowners because the borrower uses their house as security or collateral against the loan. This is a relatively low risk for the lender because they are protected in the concern of the borrowers inability to repay the momentum the outcome is that combination rates are subjugate for secured adverse savings account loans. Unsecured loans require no pledge of collateral to safe the debt but because this represents a far ahead risk for the lending company, amalgamation rates are higher.
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